Personal Financial Literacy Download Ebook PDF Epub Online

Author : Jeff Madura
Michael Casey
Publisher : Prentice Hall
Release : 2009-03-02
Page : 176
Category : Finance, Personal
ISBN 13 : 9780136087564
Description :



Author : Jeff Madura
K. Michael Casey
Publisher :
Release : 2013-01-29
Page : 336
Category : Finance, Personal
ISBN 13 : 9780132116602
Description :


Revised edition of author's Personal financial literacy, copyrighted 2010.


Author : Joan Ryan
Christie Ryan
Publisher : Cengage Learning
Release : 2016-02-09
Page : 464
Category : Business & Economics
ISBN 13 : 9781305653078
Description :


PERSONAL FINANCIAL LITERACY, Third Edition, covers the most current and relevant financial topics that impact today’s students, including budgeting, identity theft, saving, investing, risk management, and careful use of credit. This text teaches students how to plan and manage their personal finances; how to live a financially successful life; and what their financial responsibilities are as citizens. It is aligned with the Jump$tart Coalition's National Standards for Personal Financial Literacy. The personal focus of this course makes it relevant and meaningful to those just starting down the path to personal financial independence. Important Notice: Media content referenced within the product description or the product text may not be available in the ebook version.


Author : Management Association, Information Resources
Publisher : IGI Global
Release : 2020-12-05
Page : 600
Category : Business & Economics
ISBN 13 : 1799881016
Description :


Developing personal financial skills and improving financial literacy are fundamental aspects for managing money and propelling a bright financial future. Considering life events and risks that unexpectantly present themselves, especially in the light of recent global events, there is often an uncertainty associated with financial standings in unsettled times. It is important to have personal finance management to prepare for times of crisis, and personal finance is something to be thought about in everyday life. The incorporation of financial literacy for individuals is essential for a decision-making process that could affect their financial future. Having a keen understanding of beneficial and detrimental financial decisions, a plan for personal finances, and personalized goals are baselines for money management that will create stability and prosperity. In a world that is rapidly digitalized, there are new tools and technologies that have entered the sphere of finance as well that should be integrated into the conversation. The latest methods and models for improving financial literacy along with critical information on budgeting, saving, and managing spending are essential topics in today’s world. The Research Anthology on Personal Finance and Improving Financial Literacy provides readers with the latest research and developments in how to improve, understand, and utilize personal finance methodologies or services and obtain critical financial literacy. The chapters within this essential reference work will cover personal finance technologies, banking, investing, budgeting, saving, and the best practices and techniques for optimal money management. This book is ideally designed for business managers, financial consultants, entrepreneurs, auditors, economists, accountants, academicians, researchers, and students seeking current research on modern advancements and recent findings in personal finance.


Author : Joan Ryan
Publisher : South-Western Pub
Release : 2011-03
Page : 170
Category : Business & Economics
ISBN 13 : 9780840058652
Description :


When students need to review chapter material, the supplemental Workbook provides a pen and paper method. Using objective questions and activities, students can prepare for classroom instruction or review for quizzes and tests.


Author : Cengage South-Western
Publisher :
Release : 2014-02-26
Page :
Category :
ISBN 13 : 9781305010154
Description :



Author : Andrew O. Smith CFO
Publisher : ABC-CLIO
Release : 2016-08-22
Page : 194
Category : Business & Economics
ISBN 13 : 1440834032
Description :


A modern primer on consumer finance and personal money management intended for readers aged 15 to 30, this guide can also serve as a primary text for high school, college, or adult education courses on personal finance. • Provides an understanding of the structure and institutions constituting the U.S. economic system • Shares knowledge about consumer finance and financial planning to enable young people to make better choices in their lives • Shows how to save and invest prudently and use debt wisely and effectively • Prepares millennials for the financial impact of life events so they will be empowered to take control of their financial futures • Includes a series of tips that summarize the important lessons from the book


Author : Lawrence N. Dworsky
Publisher : John Wiley & Sons
Release : 2009-09-22
Page : 288
Category : Mathematics
ISBN 13 : 9780470538388
Description :


A user-friendly presentation of the essential concepts and tools for calculating real costs and profits in personal finance Understanding the Mathematics of Personal Finance explains how mathematics, a simple calculator, and basic computer spreadsheets can be used to break down and understand even the most complex loan structures. In an easy-to-follow style, the book clearly explains the workings of basic financial calculations, captures the concepts behind loans and interest in a step-by-step manner, and details how these steps can be implemented for practical purposes. Rather than simply providing investment and borrowing strategies, the author successfully equips readers with the skills needed to make accurate and effective decisions in all aspects of personal finance ventures, including mortgages, annuities, life insurance, and credit card debt. The book begins with a primer on mathematics, covering the basics of arithmetic operations and notations, and proceeds to explore the concepts of interest, simple interest, and compound interest. Subsequent chapters illustrate the application of these concepts to common types of personal finance exchanges, including: Loan amortization and savings Mortgages, reverse mortgages, and viatical settlements Prepayment penalties Credit cards The book provides readers with the tools needed to calculate real costs and profits using various financial instruments. Mathematically inclined readers will enjoy the inclusion of mathematical derivations, but these sections are visually distinct from the text and can be skipped without the loss of content or complete understanding of the material. In addition, references to online calculators and instructions for building the calculations involved in a spreadsheet are provided. Furthermore, a related Web site features additional problem sets, the spreadsheet calculators that are referenced and used throughout the book, and links to various other financial calculators. Understanding the Mathematics of Personal Finance is an excellent book for finance courses at the undergraduate level. It is also an essential reference for individuals who are interested in learning how to make effective financial decisions in their everyday lives.


Author : OECD
Publisher : OECD Publishing
Release : 2005-11-10
Page : 178
Category :
ISBN 13 : 9264012575
Description :


This book describes the different types of financial education programmes currently available in OECD countries, evaluates their effectiveness, and makes suggestions to improve them.


Author : Debra P. Avara
Publisher : Createspace Independent Publishing Platform
Release : 2017-09-05
Page : 106
Category :
ISBN 13 : 9781976142482
Description :


Personal Financial Literacy is a requirement for High School graduation. This student edition contains chapters and worksheets for: Budgets, 401k, Roth IRA, Compound Interest, Income Tax, Paychecks, Credit and Debit cards, Buying a house and car, Insurance and Wills and College and financial aid. This easy to read and navigate textbook will help your students get the information they need!


Author :
Publisher : PediaPress
Release :
Page :
Category :
ISBN 13 :
Description :



Author : Joan Ryan
Christie Ryan
Publisher :
Release : 2017-12-04
Page :
Category :
ISBN 13 : 9781337904070
Description :


PERSONAL FINANCIAL LITERACY, Third Edition, covers the most current and relevant financial topics that impact today's students, including budgeting, identity theft, saving, investing, risk management, and careful use of credit. This text teaches students how to plan and manage their personal finances; how to live a financially successful life; and what their financial responsibilities are as citizens. It is aligned with the Jump$tart Coalition's National Standards for Personal Financial Literacy. The personal focus of this course makes it relevant and meaningful to those just starting down the path to personal financial independence. MindTap for Personal Financial Literacy, Updated Precision Exams Edition, 3rd edition is the digital learning solution that helps teachers engage and transform today's students into critical thinkers. Through paths of dynamic assignments and applications that you can personalize, real-time course analytics and an accessible reader, MindTap helps you turn cookie cutter into cutting edge, apathy into engagement, and memorizers into higher-level thinkers. MindTap for this course includes the full, interactive eBook as well as auto-graded reading activities throughout the eBook for each lesson as well as student tools like flashcards, practice quizzes, and auto-graded homework and tests.


Author : Jeff Madura
Mike Casey
Publisher : Prentice Hall
Release : 2009-03-04
Page : 64
Category :
ISBN 13 : 9780136076421
Description :



Author : Joan S. Ryan
Publisher :
Release : 2011-01-07
Page : 436
Category : Finance, Personal
ISBN 13 : 9780840058645
Description :



Author : Jonquil Lowe
Jason Butler
Publisher : Routledge
Release : 2018-12-13
Page : 248
Category : Business & Economics
ISBN 13 : 1351041649
Description :


There is increasing pressure for all of us to take responsibility for our own financial security and wellbeing, but we often overlook how the benefits that come with a job can help us do that. Essential Personal Finance: A Practical Guide for Employees focuses on these valuable work benefits and shows how you can build on this important foundation to achieve financial security and your life goals. This unique book explores how making effective and practical use of these work benefits (such as pension scheme, life cover, sick pay, cheap loans, savings schemes and even financial coaching), means facing up to the behavioural biases we are all plagued with. Given that these can get in the way of even the best intentions, Essential Personal Finance tackles these biases head-on with practical ideas and tips for overcoming or harnessing them for good, and will help you to develop a positive and fruitful relationship with your money. With financial stress being a major cause of absenteeism and sick leave, low morale and lost productivity, the advice in this book also offers employers enormous benefits. By empowering employees through financial education and financial awareness, progressive employers will help them feel more in control of their lives, and experience less stress, resulting in higher morale and productivity. Offering a distinctive approach which combines academic insight with practical financial wisdom and tools, this is a must-have book for all employees. It will help you make the most of everything your job has to offer so you can worry less about money and live life to the full.


Author : Shaun Durrant
Publisher :
Release : 2020-08-27
Page : 172
Category :
ISBN 13 : 9781953631015
Description :


Financial Illiteracy Is Costing You More Than $35,000. Here's How to Change That: Did you know that the average millennial in the US is $36,000 in debt? Sound familiar? You've just gotten out of college and you're overwhelmed by student loan payments. Not only that, an entry-level job is keeping you from earning the money that would support the lifestyle you desire. So, what can you do about it? Is there any way to gain financial stability as early as in your 20s or 30s? Of course there is! And the answer happens to be a whole lot simpler than what you may imagine when thinking of saving and investing. For a start, you need to get out of debt asap. The longer you remain a part of the vicious cycle, the more difficult it is to get out of the debt swamp. You can be debt-free in your late 20s. To accomplish this goal, however, you'll need to do some financial growing up. Once you manage to kill the debt beast, you can move on to pursue all your life goals - saving enough to retire early, starting a family, buying a house, or starting your own business. Financial literacy consists of several simple, yet essential, concepts you'll need to master. In other words, you'll need to learn smart instead of hard when it comes to personal asset management. In Financial Literacy: How to Gain Financial Intelligence, Financial Peace and Financial Independence, you will discover: ● The 4 cardinal sins of youthful spending that will keep you in debt (forever) ● An 8-step, iron-clad methodology for getting out of debt in your 20s and 30s ● Smart ways to save money without having to give up your preferred lifestyle ● How to have fun and enjoy adventures for free, or with minimal spending ● 12+ brilliant ideas to earn more money (some have even been employed by top entrepreneurs for years) ● Reasons why no future dream is too big to pursue if you plan properly ● The basics of saving and investing like a boss while still a young adult ● The essence of financial responsibility in a marriage or a committed relationship ● Psychology of abundance: the mindset that sets millionaires apart from everybody else And much more! You don't have to wait until you're 40 to become financially independent. In fact, if you wait this long, it may be too late to introduce meaningful change in your life. Even if you earn a small income right now, you can take the baby steps that will add up and contribute to more security, more freedom, and a higher level of financial responsibility. It doesn't matter if you can save $5 or $1,000 per month. After all, a small trickle can quickly turn into a deluge. Do you want to become the master of your own money and your future? Are you looking forward to retiring in your 40s? If you're eager to learn the secrets of wealth and financial freedom, scroll up and click the "Add to Cart" button now.


Author :
Publisher :
Release : 2012-07-01
Page :
Category :
ISBN 13 : 9781937987565
Description :



Author : Dorothy B. Durband
Sonya L. Britt
Publisher : Springer Science & Business Media
Release : 2012-04-04
Page : 190
Category : Social Science
ISBN 13 : 1461435048
Description :


College students are particularly vulnerable to making poor financial decisions. One method of addressing personal finances and financial stress among students of higher education is through university based financial education programs. Student Financial Literacy: Program Development presents effective strategies to assist in the implementation or the enhancement of a program as a tool to improve students’ educational experience and financial well-being. It presents the key components of financial education programs designed to address the growing concerns associated with high levels of debt and low levels of financial literacy among college students. “Student Financial Literacy: Campus-Based Program Development is packed with financial education and counseling information and guidance. It was very difficult to write this review as I wanted to share ALL the excellent direction this book provides... The editors and contributing authors have developed an excellent resource for not only those interested in developing or enhancing a campus-based financial education program but also for anyone involved in financial education, counseling, and planning.” -Rebecca J. Travnichek, Family Financial Education Specialist, University of Missouri Extension Journal of Financial Counseling and Planning


Author : Lisa Mulka
Publisher :
Release : 2018
Page : 465
Category : Finance, Personal
ISBN 13 : 9781626893177
Description :



Author : Eveline Wuttke
Jürgen Seifried
Publisher : Barbara Budrich
Release : 2016-05-23
Page : 235
Category : Education
ISBN 13 : 3847406027
Description :


The authors take a detailed look at the economic competence and financial literacy of young adults especially of those who start an apprenticeship or who take up their studies at a university. Economic competence and financial literacy are of special interest within this group, because these young people are – mostly for the fi rst time in their lives – responsible for autonomously managing their own fi nancial affairs and deal with economic challenges.