Simplify Your Financial Life Download Ebook PDF Epub Online

Author : Dawn G. Starks
Publisher : Greenleaf Book Group
Release : 2020-03-31
Page : 304
Category : Business & Economics
ISBN 13 : 1632992841
Description :


Who says your financial life has to be hard? It can be simple—just make a date with your money, and you’ll be on your way! It turns out that many of us have spent years being fed inaccurate information about how money works and about our abilities to manage it. Author Dawn Starks, a CERTIFIED FINANCIAL PLANNERTM practitioner and financial advisor, is here to change those beliefs and prove that managing our money is not as difficult as we’ve been led to believe. When she established her financial planning firm in 1999, her goal was to streamline the financial planning process for her clients. Now she has compiled her best tips to help you. Are you eager to shed the notion that managing money is hard? Would you like to put your financial life on a better track? Then this book is for you. Simplify Your Financial Life contains 104 lively, accessible tips that illustrate how we can change our mindsets, lay good foundations, get organized, and create easy-to-implement systems so that we can stop worrying and spend more time doing the things in life we love. Tips on budgeting, spending, getting out of debt, saving, and investing fill out this friendly volume for people at any stage of life. In addition to her commitment to simplifying financial planning, Dawn has embraced the personal benefits of minimalism and simple living. In 2018, she launched her online business, SimpleMoney, where she writes and teaches about personal finance while sharing the benefits that simple living and minimalism can bring.


Author : Liz Weston
Publisher : FT Press
Release : 2007-11-09
Page : 208
Category : Business & Economics
ISBN 13 : 9780132703390
Description :


Pulliam Weston (Your Credit Score), columnist for MSN Money and author of the nationally syndicated column "Money Talk," provides a practical, easy-to-understand guide to taking control of personal finances and establishing financial security. Like most financial advice books, this collection covers the basics, such as creating a financial toolkit, investing, planning for retirement and saving for college. While Pulliam Weston provides insights into these areas-especially for those without a financial background-she also charts new territory with her "60 Percent Solution" and "50/30/20 Plan," both aimed at spending control, as well as getting the most out of your credit cards and what to do if you've overspent on a car purchase. An advocate of online banking, Pulliam Weston maps out the right way to pay bills and advocates account aggregation and consolidation. She also provides a useful resource guide for finding a financial planner, a tax professional and an estate planning attorney. Checklists are included in each chapter, as well as helpful charts and tables that aid in getting and staying organized. This book will be a valuable guide on the path to financial control and security. --Publishers Weekly “If you want to simplify your life and make solid decisions—fast—this book is your answer. It’s one more reason Liz remains one of America’s most trusted financial columnists. Quick, easy, and empowering!” —Jennifer Openshaw, Author of The Millionaire Zone and CEO, WinningAdvice.com “As usual, Liz cuts to the chase to provide readers with practical, easy to implement tips for living a rich life. If you follow only half of her on-the-money recommendations you’ll be exponentially better off tomorrow than you are today.” —Lois P. Frankel, Ph.D., Author of Nice Girls Don’t Get Rich and Nice Girls Don’t Get the Corner Office Simplify your financial life… now and forever! • By the Internet’s #1 personal finance expert, MSN’s Liz Pulliam Weston • Stop feeling overwhelmed by your finances: take control, the easy way! • Save time, avoid mistakes, and help secure your future Common sense. Easy solutions. Plain English. Best selling author, Liz Pulliam Weston, takes on the problem everyone has, and nobody talks about: the sheer hassle of managing your money! Weston offers practical guidance and easy checklists for every decision: investments, credit cards, insurance, mortgages, retirement, college savings, and more! Discover how to consolidate, delegate, and automate your finances…save time and money…and live a more rewarding, secure life! www.lizweston.com


Author : Aaron Coleman
Publisher : Elevate Publishing
Release : 2016-10-18
Page : 132
Category : Business & Economics
ISBN 13 : 1943425906
Description :


Most people who need a budget just hate budgeting; it makes people feel confined. Money management systems often have the same effect, seeming too complex or restrictive. With its focus on taking control of your finances, on empowering rather than restricting, Winning With Money marks a path for your first steps to personal success. The genius is in simplicity. Learn how to simplify, take control of your money and take control of your life. Learn how to achieve financial success, flexibility and options in your life – all without dedicating everything to a complicated, hard-to-follow system. Whether you are 18 or 98, the principles outlined in Winning with Money will set you on a course toward freedom, flexibility and control.


Author : Peter Lazaroff
Publisher : John Wiley & Sons
Release : 2019-04-02
Page : 176
Category : Business & Economics
ISBN 13 : 1119537878
Description :


Simplify your financial life and ensure financial success into the future Feeling paralyzed by the overwhelming number of complex decisions you need to make with your money? You don’t need to be an expert to achieve financial freedom. You just need a framework that makes the right choices simple and easy to make. Making Money Simple provides that much-needed process so you can get on the right track to long-term financial security. This valuable resource provides a solid foundation for all the nuanced personal finance decisions you need to make as you go through your career, hit major life milestones, and look to grow wealth. It’s a blueprint for financial achievement—even through tough-to-navigate situations where there are no clear-cut rules. After you read Making Money Simple, you’ll be able to create your personal plan for success using proven wealth management methods and real-world financial strategies. From basic financial principles to advanced investing techniques, you’ll get comprehensive coverage of fundamental financial topics with easy-to-follow advice from author Peter Lazaroff, who draws from his expertise as the Chief Investment Officer of a multi-billion-dollar wealth management firm to give you the tools you need to simplify your financial situation and make the right moves at every opportunity. Getting your finances in order doesn’t have to be hard. It doesn’t require fancy, convoluted investment strategies. Nor does it require keeping track of detailed spreadsheets. You just need this step-by-step process to get your financial house in order and keep it that way forever. It doesn’t matter what your specific situation is. We all need to understand our money—and what to do with it. Making Money Simple shows you how to: Develop clear financial goals and plan for your future Understand the three crucial elements of building a strong financial house Implement effective investment strategies to grow your wealth and avoid costly mistakes Learn ten smart questions to ask when hiring financial professionals For those seeking to secure a solid financial future, Making Money Simple: A Complete Guide to Getting Your Financial House in Order and Keeping It That Way Forever is the roadmap to get you there.


Author : Elaine St. James
Publisher : Hachette Books
Release : 2014-04-22
Page : 224
Category : Self-Help
ISBN 13 : 0316335592
Description :


More than 1,000,000 copies in print! The more complex life becomes, the more people crave simplicity. Whether it's in your work, relationships, health, finances, or leisure time, North America's simplicity expert Elaine St. James can help you learn to unwind and improve the quality of your life. If you're feeling over-powered, overextended, and overwhelmed, SIMPLIFY YOUR LIFE is the antidote, providing one hundred proven, practical steps for creating a simple and satisfying way of life.


Author : Regina Leeds
Publisher : Da Capo Press
Release : 2009-12-29
Page : 288
Category : Business & Economics
ISBN 13 : 0786746068
Description :


Do you constantly feel anxious about money? Have unopened credit card statements piled up on your countertop? Are you forever losing receipts for items you meant to return? In an economic downturn taking charge of your financial well-being is more crucial than ever. One Year to an Organized Financial Life is a unique week-by-week plan to make saving money simple, automatic, and stress-free. For decades, professional organizer Regina Leeds and financial advisor Russell Wild have helped thousands of clients get their lives in order. Using Leeds's "Zen organizing" approach, which addresses the underlying causes of chaos and replaces them with routines, they now show readers the steps to improving finances within a manageable timeframe. From sticking to a budget to getting out of debt, curbing spending to maximizing retirement savings, One Year to an Organized Financial Life makes it possible for anyone to live more richly on less.


Author : Joshua Becker
Publisher : WaterBrook
Release : 2016-05-03
Page : 240
Category : Self-Help
ISBN 13 : 1601427980
Description :


Don’t Settle for More Most of us know we own too much stuff. We feel the weight and burden of our clutter, and we tire of cleaning and managing and organizing. While excess consumption leads to bigger houses, faster cars, fancier technology, and cluttered homes, it never brings happiness. Rather, it results in a desire for more. It redirects our greatest passions to things that can never fulfill. And it distracts us from the very life we wish we were living. Live a better life with less. In The More of Less, Joshua Becker helps you... • Recognize the life-giving benefits of owning less • Realize how all the stuff you own is keeping you from pursuing your dreams • Craft a personal, practical approach to decluttering your home and life • Experience the joys of generosity • Learn why the best part of minimalism isn’t a clean house, it’s a full life The beauty of minimalism isn’t in what it takes away. It’s in what it gives. Make Room in Your Life for What You Really Want “Maybe you don’t need to own all this stuff.” After a casual conversation with his neighbor on Memorial Day 2008, Joshua Becker realized he needed a change. He was spending far too much time organizing possessions, cleaning up messes, and looking for more to buy. So Joshua and his wife decided to remove the nonessential possessions from their home and life. Eventually, they sold, donated, or discarded over 60 percent of what they owned. In exchange, they found a life of more freedom, more contentment, more generosity, and more opportunity to pursue the things that mattered most. The More of Less delivers an empowering plan for living more by owning less. With practical suggestions and encouragement to personalize your own minimalist style, Joshua Becker shows you why minimizing possessions is the best way to maximize life. Are you ready for less cleaning, less anxiety, and less stress in your life? Simplicity isn’t as complicated as you think.


Author : Rasheed Alnajjar
Publisher : Independently Published
Release : 2019-04-29
Page : 38
Category :
ISBN 13 : 9781096272182
Description :


Developing Your Financial Life: There are so many good reasons for you to organize and simplify your financial life, but the four big ones are: it eliminates clutter, saves time, reduces stress and could save you money by helping to avoid fees or paying more interest than you should. An excellent fifth reason is that simplifying your finances helps protect against identity theft. These few simple steps should get you on your way to simplifying your financial life and getting your money matters in order. For each it can be quite different and determined simply by that person's circumstances and peace of mind. If for example, you come from a wealthy background and your parents will always help you out of a financial mess, 90 days is sufficient. If you are the type of person who ends up paying high-interest rates every month because your credit card is always your savior, it is wiser to save up for six months. Many people wonder where to start if they are to feel financially secure. No better place to start would be none other than your credit card debt. You could also contribute to your security funds as money can be borrowed later. Just make sure you get back to saving via your original plan afterward.What you will learn in this book: -Understanding Personal Financial Planning-How to Create Your Financial Plan-8 Steps to Developing Your Financial Plan-Financial Planning For Special Needs Children-Make Financial Planning Simple-Great Lessons About MoneyBy taking time now to get your financial life organized, you could save yourself many hours and possibly a lot of money later on. There are many ways and products out there to help you simplify and get organized so find that one that works for you and then be consistent with it. The result is worth the time spent.


Author : Stephen Stricklin
Publisher :
Release : 2017-05-19
Page : 166
Category : Business & Economics
ISBN 13 : 9781599328188
Description :


In Simplify Your Retirement, Stephen Stricklin addresses those who understand the importance of having a plan and who want freedom from financial worries. He detais the "Five Principles of Financial Plannin": no investment decisions outside the context of the plan, the plan determines th products, don't let your portfolio take a HIT (health care, inflation, and taxes), protect the income; grow the rest, and financial peace comes from having a plan. This book is for people who have investments but do not have a plan. It's for people who have a goal to retire but want to know what to do in order to get there and then injoy it.


Author : Elaine St. James
Publisher : Hachette+ORM
Release : 2002-01-01
Page : 330
Category : Self-Help
ISBN 13 : 0786869968
Description :


Bring balance to your days with these smart, sensible tips—and stop your job from taking over your life. Elaine St. James’ million-selling Simplify series has taught the world how to start doing less and enjoying it more. Now Elaine teaches us to balance one of life’s most difficult areas: the work world. Filled with helpful advice and profoundly smart suggestions, this book shows us big and small ways to scale down and simplify life on the job, such as: · Breaking the habit of bringing work home from the office · Estimating the time it will take to complete a project, then doubling the estimate · Cutting back on the amount of time you spend working · Learning how to make the right decisions quickly Written in the same upbeat, relaxed, and matter-of-fact tone that won millions of readers to the simplicity movement, Simplify Your Work Life comes from the syndicated weekly columnist carried in 50 newspapers nationwide and read by more than two million fans each week. “Plenty of sound advice.” —Booklist


Author : Regina Leeds
Publisher : Da Capo Lifelong Books
Release : 2008-01-11
Page : 320
Category : House & Home
ISBN 13 : 0738212687
Description :


From the professional named "Best Organizer in Los Angeles," a comprehensive, week-by-week bible to completely streamline all aspects of your life-from your closets to your finances. Who would you be if you felt at peace and had more time and money? An organized life enables you to have more freedom, less aggravation, better health, and to get more done. For nearly twenty years, Regina Leeds has helped even the messiest turn their lives around. One Year to an Organized Life is a unique week-by-week approach that you can begin at any time of year. Regina helps you break down tasks and build routines over time so that life becomes simple, not overwhelming. Whether you're living in chaos or just looking for new ways to simplify, this essential book will help you get the whole household organized-and stay that way.


Author : Ryan Inman
Taylor Inman
Publisher :
Release : 2020-05-03
Page :
Category :
ISBN 13 : 9781612061993
Description :


This book is everything you need to plan for your financial future and avoid paying tens of thousands of dollars to a financial advisor.A financial plan will guide you during good and bad times, ups and downs of the market, job changes, and financial setbacks. Creating a financial plan is not all about money, budgeting, and investing. It's about enabling you to live the life you truly want.As you progress through your career in medicine, you have never been taught how to prepare for a healthy financial future, leaving you vulnerable to being sold products you don't need or working so hard that you experience burnout.Physicians are the smartest people on the planet when it comes to medicine, so why not finances too? Let's change the dynamic between money and medicine and help you live your ideal life.


Author : Erin Lowry
Publisher : Penguin
Release : 2019-04-09
Page : 256
Category : Business & Economics
ISBN 13 : 0525505431
Description :


A guide to investing basics by the author of Broke Millennial, for anyone who feels like they aren't ready (or rich enough) to get into the market Millennials want to learn how to start investing. The problem is that most have no idea where to begin. There's a significant lack of information out there catering to the concerns of new millennial investors, such as: * Should I invest while paying down student loans? * How do I invest in a socially responsible way? * What about robo-advisors and apps--are any of them any good? * Where can I look online for investment advice? In this second book in the Broke Millennial series, Erin Lowry answers those questions and delivers all of the investment basics in one easy-to-digest package. Tackling topics ranging from common terminology to how to handle your anxiety to retirement savings and even how to actually buy and sell a stock, this hands-on guide will help any investment newbie become a confident player in the market on their way to building wealth.


Author : Alok Deshpa
Publisher : Smartpath Publishing
Release : 2015-07-29
Page : 174
Category :
ISBN 13 : 9780996661102
Description :


Financial fuel is the amount of money you spend less than you make. It's the most important number in your financial life. If you want to pay off debt, you need fuel. If you want to save for retirement, you need fuel. Thinking about buying a house? You'll need fuel. In fact, every financial goal or dream you have needs fuel. So why don't you hear more about financial fuel? The reason is simple - no one makes money from fuel except you. Big corporate marketing budgets aren't spent on helping you spend less than you make. Our economy doesn't grow and businesses don't profit by encouraging you to live within your means. Fuel is like air - required for life, but rarely discussed. This book teaches you how to track your fuel, get more fuel and 7 tanks you should fill with your fuel. It's 100 percent focused on the most fundamental, but most difficult, aspect of building wealth - spending less than you make.


Author : Dale C. Maley
Publisher : Artephius Pub
Release : 1999-01-01
Page : 192
Category : Business & Economics
ISBN 13 : 9780966705201
Description :


A guide to the basics of investing and mutual funds. The author argues that his approach to investing through index funds is financially more rewarding than investing in mutual funds run by professional managers. Annotation copyrighted by Book News, Inc., Portland, OR


Author : Cindy Couyoumjian, CFP
Publisher : Greenleaf Book Group
Release : 2021-04-06
Page : 288
Category : Business & Economics
ISBN 13 : 1626347417
Description :


Redefining and Reclaiming Financial Literacy As a certified financial planner with thirty-five years of industry experience, Cindy Couyoumjian is committed to filling the financial literacy void for many Americans. In her timely and thought-provoking book, Cindy gives a unique macro perspective of what she calls “the hidden forces behind your money,” which are the unseen political and economic forces that may influence your investment decisions. Through meticulous research, Cindy shows how these hidden forces have contributed to a complex retirement system, which includes pensions, social security, and what she believes is the outdated 60/40 investment model. To address this issue, Cindy spent endless hours developing a new multi-asset class investment methodology, known as the REALM model, that may offer broader investment strategies aimed to mitigate risk from the hidden forces that may negatively impact your goals. Redefining Financial Literacy can help you • Understand the complex macro forces that you cannot control, yet could determine your financial future, • Take actionable steps to regain command of your retirement strategy, • Build a retirement with potential durable income strategies, lesser volatility, and risk-adjusted returns. Redefining Financial Literacy and Cindy’s innovative REALM model can open your eyes to investment possibilities while helping you regain confidence in the American dream. Diversification does not guarantee profit nor is it guaranteed to protect assets. There is no assurance that any strategy/model will achieve its objectives. Registered Principal offers securities and advisory services through Independent Financial Group, LLC (IFG), a Registered Investment Adviser. Member FINRA/SIPC. IFG, Cinergy Financial, and Greenleaf Book Group are not affiliated companies.


Author : Robert C. Carlson
Publisher : John Wiley & Sons
Release : 2004-12-03
Page : 256
Category : Business & Economics
ISBN 13 : 0471703303
Description :


Praise for THE NEW RULES OF RETIREMENT "As a Wharton graduate, money manager, Chief Financial Officer, and Certified Financial Analyst, I didn't think I needed help in making investment choices and planning for my retirement. I was wrong. I have been a subscriber to Retirement Watch since 1997. I trust Bob Carlson completely and follow his investment, tax, and planning advice personally." --Sandy Kagan, CFA CFO Partner, Tatum Partners "A clear, practical, and wisely unconventional guide to the new world of retirement." --Humberto Cruz Nationally syndicated financial columnist, Tribune Media Services "Bob Carlson does a magnificent job preparing readers for the many challenging issues they will face over the next several decades. Retirees can no longer count on generous asset returns and employer-provided defined benefit plans. Bob provides readers with creative approaches for contending with these challenges to help ensure financially and emotionally secure 'freedom years'." --Lawrence E. Kochard, PhD, CFA Chief Investment Officer, Georgetown University "Bob Carlson shows that three trends--demographics (baby boomers), increasing longevity, and fewer offspring--have changed forever the landscape facing America's retirees. Stereotype retirement based on Social Security and employer pensions is out; making ends meet on your own is in. Better get yourself ready--and you can do so by reading this book." --James C. Miller III Former U.S. Budget Director, Chairman of The CapAnalysis Group, LLC


Author : Werner Tiki Kustenmacher
Lothar Seiwert
Publisher : McGraw Hill Professional
Release : 2004-03-23
Page : 300
Category : Self-Help
ISBN 13 : 0071789774
Description :


Practical wisdom on work, money, health, and relationships The international bestseller How to Simplify Your Life offers concrete advice on achieving happiness in a time of economic contraction and uncertainty. The book explains, in seven steps, how to get rid of unnecessary stuff and unload the burdens of modern life--and points the way back to what we know is important but have forgotten. By following the path outlined in the book, readers will learn to organize their time (and their desks), change the way they think about money, improve their health and relationships, and find meaning in their lives. The book shows readers how to: Eliminate chaos in the workplace Cut back on activities and slow down Get rid of money hang-ups and get out of debt Balance private life with career life Make room for relationships


Author : Joyce Meyer
Publisher : FaithWords
Release : 2008-11-12
Page : 192
Category : Religion
ISBN 13 : 9780446537391
Description :


Joyce Meyer is one busy lady. Apart from the normal demands of life, she teaches daily on TV and radio, writes books, holds conferences in dozens of cities every year and ministers around the world...and she runs Joyce Meyer Ministries. So she's had to learn how to make the most of every minute of the day! In 100 Ways to Simplify Your Life, Joyce shares the most effective secrets she's learned over the years for making the most of each minute of the day. In less than two pages per entry, Joyce gives us eminently 'doable' tips that are clearcut and ...well, SIMPLE. But they can change your whole outlook, not to mention your schedule.


Author : Marie Davenport
Publisher : Createspace Independent Publishing Platform
Release : 2018-10-04
Page : 290
Category :
ISBN 13 : 9781727749731
Description :


If you have a debt problem or have a tendency to spend compulsively and need a solution in order to gain back control on your finances and reach your financial goals faster, read more... Our financial health directly impacts our physical and mental health. This core issue of our material lives often goes unaddressed until it's too overwhelming to live with. The fact that talking about money is taboo in a culture obsessed with its accrual is the number one sign that our relationship to finances is toxic. If an alcoholic refused to admit there was a problem, what hope would there be for their recovery?The good news is that financial recovery is not only possible but guaranteed if you are able to address the internal issues that have led you into debt, fear, stress, or despair about your future. The Minimalist Budget will guide you through the core concepts of applying simplicity to your lifestyle to reap financial recovery and rewards. With easy-to-follow steps, each chapter includes Quick Start Action Steps that will help you:* Help identify your authentic values and goals to define your budget;* Reviewing your current financial health without judgment;* Create short-term and long-term budgeting solutions to keep you on track;* Address issues of debt and remove the social stigma of fear and guilt;* Normalize your financial situation and see how others have recovered from even more extreme obstacles;* Discover your hidden and overlooked resources;* Create an emergency fund;* Offer debt paying solutions that fit your situation including the Snowball method;* Shifting your mindset to the power of the Minimalist Budget lifestyle;* Uncovering the joy of freeing yourself from the cycle of try, buy, and let it lie;Other benefits of owning the book:* Separating emotions from your spending;* Plan for large expenses; and* Stay motivated and prepared for the daily hurdles that will inevitably come up.As soon as you read through the direct Quick Start Action Steps provided for each money saving area covered, you will want to jump up and put them into your daily workflow. The difference between financial health and financial stress is empowerment. Do not blame yourself if checking your bank account or opening a bill in the mail brings an onslaught of negative feelings. The missing puzzle piece when these feelings come up is not realizing you have all the tools necessary to manage your financial life. "Minimalist Budget" delivers on its promise of giving you the simple to use tools to take you from feeling helpless to owning your life today. Do not underestimate the power you have to take control of your finances. Your personal prosperity awaits.Take action now and reach your financial goals today by clicking on the "Add To Cart" button of the book's product page.