What Your Financial Advisor Isn T Telling You Download Ebook PDF Epub Online

Author : Liz Davidson
Publisher : HMH
Release : 2016-01-05
Page : 256
Category : Business & Economics
ISBN 13 : 0544633342
Description :


Protect your money with this “accessible and practical” guide to hiring and working with financial advisors (Publishers Weekly, starred review). Hiring a trained expert to safeguard and grow your wealth seems like a foolproof decision, but it can go awry for many people. You should never blindly trust that your advisor has your best interests at heart—and while there are many benefits to working with a financial pro, there are some things you should know first. Drawing on her insider’s knowledge of how the financial advice profession really works, Liz Davidson shows how to judge whether an advisor is going to help or harm your savings. This no-nonsense guide covers questions such as: How should you decide if you really need an advisor? What financial moves can you make without their help? What important questions should you ask before trusting them with your money? What are the red flags you should run from? What does all their jargon really mean? Learn how to take control of your financial well-being—either with a financial advisor or without one. “This book is mandatory reading for anyone who wants a better understanding of how to manage their money.” —Mary Beth Franklin, InvestmentNews “Valuable tools for managing one’s personal finances for maximum results.” —Publishers Weekly, starred review


Author : Warren Mackenzie
Ken Hawkins
Publisher : HarperCollins Canada
Release : 2010-09-21
Page : 248
Category : Business & Economics
ISBN 13 : 144340117X
Description :


The financial advice industry -- including banks, mutual fund and insurance companies -- has a vested interest in our hard-earned savings. Industry advisors are constantly warning us that we may not be financially prepared for retirement. And, feeling anxious about our future, we become convinced that it’s a good idea to let them handle our money. After all, they seem to have all the answers. But retirement planning today isn’t the same as it was in the past. We’re living longer, leading more active lives, with more options about how we want to live once employment is no longer the main focus. For the 1.6 million Canadians who will be retiring in the next five years, the questions at play are more complex than “How much do I need to retire?” Industry veterans Warren MacKenzie and Ken Hawkins have seen firsthand the mistakes that Canadians make in their financial preparations for the future. In The New Rules for Retirement, they offer simple, unbiased advice while at the same time debunking the many myths surrounding retirement.


Author : Kevin S. Gallagher
Publisher : Outskirts Press
Release : 2020-01-09
Page : 78
Category : Business & Economics
ISBN 13 : 9781977216533
Description :


In today's environment of dizzying amounts of conflicting news and huge swings in the financial markets, more and more people are looking for personal guidance from Financial Advisors and Investment Managers. But how do you know if the one you're working with is truly competent and worth following? Author Kevin S. Gallagher is a former multi-million dollar stock exchange floor trader turned Financial Advisor who brings and insiders expertise to what to look for in choosing a Financial Advisor. Well beyond the all-to-familiar '5 questions you should ask a Financial Advisor', Mr. Gallagher tells it like it is and calls out the poor practices and salesmanship of today's Financial Salesmen. Simple to read and direct in its approach, 'Is Your Financial Advisor Failing You - And How To Tell' will arm you with everything you need to ensure that you work with only the best-of-the-best advisors, and of course, how to get away from the vast majority of advisors who are nothing short of just sales people. With the experience and belief that a competent Financial Advisor is absolutely worth their costs, Mr. Gallagher provides real life scenarios that will allow you to ferret out the worthy ones from those who you should be staying clear of. If you currently work with a Financial Advisor or Investment Manager - or if you are wondering if you should hire one - this book is a must read.


Author : Mark J. Kohler
Publisher : Entrepreneur Press
Release : 2017-11-14
Page : 248
Category : Business & Economics
ISBN 13 : 1613083750
Description :


TAKE CONTROL OF YOUR FINANCIAL FUTURETailored for small business owners and entrepreneur like yourself who are looking for long-term financial planning and wealth management, The Business Owner's Guide to Financial Freedom reveals the secrets behind successfully investing in your business while bypassing Wall Street-influenced financial planners. Attorney and CPA Mark J. Kohler and expert financial planner Randall A. Luebke deliver a guide catered to your entrepreneurial journey as they teach you how to create assets that provide income so work is no longer a requirement, identify money and tax-saving strategies, and address business succession plans to help you transition into the investment phase of business ownership. Learn how to: Pinpoint the dollar value of your business with a step-by-step formula Eliminate and avoid bad debt while leveraging your good debt Uncover investment strategies Wall Street won't tell you Achieve long-term goals with the 4x4 Financial Independence Plan Find an advisor willing to look out for your best interests Super-charge your 401(k) and leverage your insurance to get rich Create the best exit strategy for you, your business, and your family Avoid the most common mistakes in real estate investment Protect your hard-earned assets from security threats ready to strike You can't predict the future, but you can plan for it. So if you're ready to stop treating your business like your only asset and want to start making it your most valuable legacy, this book is for you!


Author : Peggy Doviak
Publisher : The RoadRunner Press
Release : 2020-09-25
Page : 376
Category : Business & Economics
ISBN 13 : 1937054845
Description :


When an unscrupulous stock broker took Peggy Doviak’s mother to the cleaners, Peggy did not just get mad—she changed careers. She became a CERTIFIED FINANCIAL PLANNER (TM)—vowing to ensure that what happened to her mother would never happen to anyone else. From the very first day, Peggy committed to putting her clients first through a fiduciary relationship, not realizing then that this was optional and unpopular to many so-called financial advisers. She went on to earn a master’s in finance with an emphasis in financial analysis (she already had a doctorate in education). And now she works with financial literacy organizations, hosts a Knowledge Circle for the Financial Planning Association, writes a column for the Journal of Financial Planning, and hosts the syndicated radio program Ask Peggy (R). Although Peggy can’t keep every consumer safe, she keeps trying.


Author : Nick Murray
Publisher : Nick Murray Company
Release : 1999
Page : 176
Category : Finance, Personal
ISBN 13 : 9780966976311
Description :



Author : Jeff Herman
Publisher : New World Library
Release : 2016-09-01
Page : 672
Category : Language Arts & Disciplines
ISBN 13 : 1608684059
Description :


Still the Best Guide for Getting Published If you want to get published, read this book! Comprehensive index lists dozens of subjects and categories to help you find the perfect publisher or agent. Jeff Herman’s Guide unmasks nonsense, clears confusion, and unlocks secret doorways to success for new and veteran writers! This highly respected resource is used by publishing insiders everywhere and has been read by millions all over the world. Jeff Herman’s Guide is the writer’s best friend. It reveals the names, interests, and contact information of thousands of agents and editors. It presents invaluable information about more than 350 publishers and imprints (including Canadian and university presses), lists independent book editors who can help you make your work more publisher-friendly, and helps you spot scams. Jeff Herman’s Guide unseals the truth about how to outsmart the gatekeepers, break through the barriers, and decipher the hidden codes to getting your book published. Countless writers have achieved their highest aspirations by following Herman’s outside-the-box strategies. If you want to reach the top of your game and transform rejections into contracts, you need this book!


Author : Deborah Shames
Publisher : BenBella Books, Inc.
Release : 2017-01-10
Page : 216
Category : Self-Help
ISBN 13 : 1941631681
Description :


Your Voice Is Your Power—Now Make It Heard More than ever before, the business, entertainment, and political landscapes are ripe for women to accomplish their goals. Women are entering law, medical, and graduate schools in equal numbers to men. But it's still a challenge to make it to the top. Developing excellent communication and public speaking skills gives women the ability to rise to their full potential, seize every opportunity, and realize their aspirations. Whether pitching for new business, delivering a talk at a conference, raising money for a non-profit, or communicating one-on-one with coworkers, women can become effective, powerful communicators when they speak with authenticity and confidence. Deborah Shames, a veteran speaker and master trainer with 18 years of experience coaching high-level executives and celebrities, invites women to step up and be heard. Noting the perfection syndrome and negative self-talk that plague many women, Deborah delivers a how-to for battling these demons and identifies women's special talents—from high emotional intelligence and leadership skills to storytelling. She guides readers in the mechanics of communicating efficiently and constructing successful presentations, even with pressing deadlines. Out Front is the definitive book for every woman who wants to engage an audience and expand her influence, whatever the venue or challenge.


Author : Jack Waymire
Jonathan Dash
Publisher :
Release : 2018-04-23
Page : 194
Category :
ISBN 13 : 9781544500676
Description :


Your financial future requires more than just good luck--it takes the specialized expertise of a competent, ethical advisor who can help you achieve your financial goals. Your first step on this road to success is selecting the right financial advisor. This may sound like an easy task, but it is fraught with risk. That's because there are great advisors you should select and bad advisors you should avoid. You have to know the difference to make the right selection. After decades in the financial service industry, Jack Waymire and Jonathan Dash have seen countless investors make the wrong advisor choices that were based on slick sales pitches instead of advisor characteristics that really matter. They wrote this book to level the playing field between Wall Street and Main Street. Their book shows you how the internet is a game changer. It gives you access to vast amounts of public data. You just have to know where to look, what to look for, and the relative importance of the information that you find. This is your foundation for selecting the right advisor. 5 Steps for Selecting the Best Financial Advisor helps you use the internet to find, research, contact, interview, and select the financial advisor with the best qualifications. You don't have to be a due-diligence expert. All you need is the patience and discipline to follow the steps in this book.


Author : Matt Hagberg
Publisher : Know Yourself
Release : 2018-09-24
Page : 46
Category : Business & Economics
ISBN 13 : 9781723972652
Description :


If you're like most people, you're trying to figure out how your money is supposed to work in your life. And, like most people, you're wondering why it is that no matter how hard you try, you can't seem to get your money to look the way the financial advisors and money "gurus" out there tell you it's supposed to look. There's one important reason why... YOU'RE LEAVING YOURSELF OUT OF YOUR MONEY! Now is the time to understand how knowing yourself can be what unlocks handling your money in a way that brings balance and happiness to your life!


Author : Tony Bradshaw
Publisher : Morgan James Publishing
Release : 2018-09-04
Page : 247
Category : Business & Economics
ISBN 13 : 1683509447
Description :


The Millionaire Choice inspires and equips anyone with hopes for a better financial future. Tony Bradshaw grew up in a financially challenged home in a lower income area of Nashville, TN. In his mid 20s, he found himself following in his family’s footsteps of debt and financial struggle. Then at age 25, he experienced a financial wake-up call that changed his future forever: he decided to break his family’s cycle of financial mismanagement and become a millionaire by 40 years old. It’s what Tony calls making the millionaire choice. Regardless of circumstance or family background, everyone has the ability to make choices that affect their future positively or negatively. In The Millionaire Choice, Tony shares the principles and actions he applied during his journey to becoming a millionaire to reveal how, with the right financial knowledge and choices, anyone can become a millionaire.


Author : Dennis Morin
Publisher : Dog Ear Publishing
Release : 2008-08
Page : 348
Category : Business & Economics
ISBN 13 : 1598586262
Description :


The Good Financial Advisor Nearly everyone dreams of achieving financial independence, the culmination of wealth accumulation that allows us to work because we want to, not because we have to. And everyone deserves a chance to realize their dreams. You can attempt to reach financial independence on your own, a difficult but doable task, filled with rewards when successfully completed. Or, you can choose to use the services of a competent, experienced and ethical professional, a person I call the Good Financial Advisor, who can be your guide on the journey. This book is written for those who want to use the services of the Good Financial Advisor, but need help in finding and working with the right person. If you are ready to find your Good Financial Advisor and begin the journey to financial independence, read on and prepare for a change in your life. With this book, you will now have the ability to understand the world of financial services and financial advisors in order to achieve the goals important to you. A wonderful and financially secure future awaits you. Dennis L. Morin is a Certified Financial Planner(r) who runs his own financial services business in CT. He has over 20 years experience in finance and investing, and spent ten years in corporate finance prior to starting his own business. The financial planning profession is his passion.


Author : Phil Town
Publisher : Currency
Release : 2006-03-21
Page : 320
Category : Business & Economics
ISBN 13 : 0307345750
Description :


In this book, self-made millionaire Phil Towns will show you how he turned $1,000 into $1 million in only five years, and then proceeded to make many millions more. Before I became “Phil Town, teacher of investing principles to more than 500,000 people a year,” I was a lot like you: someone who viewed individual stock investing as way too hard to do successfully. As a guy who barely made a living as a river guide, I considered the whole process pretty impenetrable, and I was convinced that to do it right you had to make it a full-time job. Me, I was more interested in having full-time fun. So I was tempted to do what you’re probably doing right now: letting some mutual fund manager worry about growing your nest egg. Let me tell you why that decision could one day make you absolutely miserable. The fact is, because of natural market cycles, the mutual fund industry is likely to soon be facing twenty years of flat returns. That means that if you’ve got your nest egg tucked away in funds—especially the type found in most 401ks—your egg won’t get much bigger than it is now. Translation: Get ready for a retirement filled with lots of cold cuts, plenty of quality TV-watching time, and a place to live that’s too small to accommodate your visiting kids. I came to investing as a person who wasn’t great at math, possessed zero extra cash, and wanted a life—not an extra three hours of work to do every day. Fortunately, I was introduced to The Rule. Rule #1, as famed investor Warren Buffett will tell you, is don’t lose money. Through an intriguing process that I’ll clarify in this book, not losing money results in making more money than you ever imagined. What it comes down to is buying shares of companies only when the numbers—and the intangibles—are on your side. If that sounds too good to be true, it’s because the mind-set I’ll be introducing you to leads not to bets but to certainties. Believe me, if there were anything genius-level about this, I’d still be a river guide collecting unemployment much of the year. Part of the secret is thinking of yourself as a business owner rather than a stock investor. Part is taking advantage of today’s new Internet tools, which drastically reduce the “homework factor.” (We’re talking a few minutes, tops.) Part is knowing the only five numbers that really count in valuing a potential investment. And part—maybe the most important part—is using the risk-free Rule #1 approach to consistently pay a mere 50 cents to buy a dollar’s worth of a business. What I won’t waste your time with is fluff: a lot of vague parables reminding you of what you already know and leaving you exactly where you started. This is the real deal, folks: a start-to-finish, one-baby-step-at-a-time approach that will allow you to retire ten years sooner than you planned, with more creature comforts than you ever imagined.


Author : Stephen Spicer, CFP®
Publisher : Morgan James Publishing
Release : 2021-08-31
Page :
Category : Business & Economics
ISBN 13 : 1631956329
Description :


Advisors, pundits, and academics all parrot the same traditional paradigm of a stock-and-bond-only investment strategy. But what if they’re wrong? Stop Investing Like They Tell You is a practical guide to overcoming the potentially ruinous flaws in an investment portfolio. After operating under the umbrella of a large brokerage firm for over five years, Stephen Spicer CFP® came to realize that his personal investment strategy was incongruent with what he was supposed to, or even allowed to, recommend and grew increasingly uncomfortable with the prescribed advice. Unafraid to challenge the traditional paradigms of a broken system, Stephen built Spicer Capital to address his clients (and his own) investment and financial planning concerns. In Stop Investing Like They Tell You, Stephen challenges traditional advice and guides investors through a comprehensive understanding of the 16 most egregious myths regurgitated throughout the financial industry. Upon completion of this text, readers are also left with confidence as to how they can better invest so as to protect and grow their life savings no matter what chaos the future may hold in store.


Author : Suze Orman
Publisher : Random House
Release : 2012
Page : 283
Category : Business & Economics
ISBN 13 : 0812982134
Description :


Suze Orman, the woman millions of Americans have turned to for financial advice, delivers a master class on personal finance and teaches her readers that the "New American Dream" is not the things they accumulate, but the confidence that comes from knowing that which they've worked so hard for cannot be taken away from them.


Author : Charles Schwab
Publisher : Currency
Release : 2001-03-01
Page : 336
Category : Business & Economics
ISBN 13 : 0609504223
Description :


Every eight seconds someone in this country turns 50, an age at which even baby boomers can no longer put off becoming fiscally responsible and planning for the future. For everyone who finds that thought daunting (and that's an awful lot of us), Charles R. Schwab, America's most trusted figure in financial services, is here to outline the simple steps we should take to evaluate what we have, determine what we'll need, and put our money to work to make our future one of reward instead of worry. In the same upbeat, user-friendly style that made Charles Schwab's Guide to Financial Independence a bestseller, You're Fifty- Now What? offers a mix of clear and workable advice, simple worksheets, and a healthy dose of encouragement. In addition to learning how to accumulate and grow their money, readers will even find help with estate planning and charitable giving. His message is that the goal is not just financial security, but financial peace of mind. The way to get there is not by being a spectator, but a participant. It doesn't take special talent or advanced degrees; it just takes attention and a little time. With baby-boomers living longer and spending more time in retirement, the need is clear. Charles Schwab's You're Fifty- Now What? is the perfect place to get started.


Author : Helaine Olen
Harold Pollack
Publisher : Penguin
Release : 2016-01-05
Page : 256
Category : Business & Economics
ISBN 13 : 0698186656
Description :


“The newbie investor will not find a better guide to personal finance.” —Burton Malkiel, author of A RANDOM WALK DOWN WALL STREET TV analysts and money managers would have you believe your finances are enormously complicated, and if you don’t follow their guidance, you’ll end up in the poorhouse. They’re wrong. When University of Chicago professor Harold Pollack interviewed Helaine Olen, an award-winning financial journalist and the author of the bestselling Pound Foolish, he made an off­hand suggestion: everything you need to know about managing your money could fit on an index card. To prove his point, he grabbed a 4" x 6" card, scribbled down a list of rules, and posted a picture of the card online. The post went viral. Now, Pollack teams up with Olen to explain why the ten simple rules of the index card outperform more complicated financial strategies. Inside is an easy-to-follow action plan that works in good times and bad, giving you the tools, knowledge, and confidence to seize control of your financial life.


Author : Alice Finn
Publisher : Simon and Schuster
Release : 2017-04-11
Page : 240
Category : Business & Economics
ISBN 13 : 168245004X
Description :


YOU ARE A SMART WOMAN, BUT DO YOU STILL: —Feel you’re too busy to invest your money? —Rely on someone else to deal? —Get bored by financial talk? —Think that investing is something only men do? —Worry you’re not smart enough? THINK AGAIN. Women have made strides in so many areas and yet we still have a blind spot when it comes to managing our money. Why? A myriad of factors cause women to earn less than men over a lifetime, making it all the more imperative that we make the money we do have work for us as much as possible. And here’s a reality check: as many as nine out of ten of us will have to manage our finances and those of our family at some point in our lives. And a lot of us think that means keeping our money “safe” in savings accounts, and not investing it. But not doing so has an opportunity cost that will lead to opportunities lost—the ability to pay for a college education, own a home, change careers to pursue a dream, or retire. Alice Finn wants to change how you think about your money, no matter how much or little you have. In Smart Women Love Money, Finn paves the way forward by showing you that the power of investing is the last frontier of feminism. Drawing on more than twenty years of experience as a successful wealth management adviser, Finn shares five simple and proven strategies for a woman at any stage of her life, whether starting a career, home raising children, or heading up a major corporation. Finn’s Five Life-changing Rules of Investing will secure your financial future: 1. Invest in Stocks for the Long Run: Get the magic of compounding working for you, starting now. 2. Allocate your Assets: Strategize your investing to get the most of your returns. 3. Implement with Index Funds: Take advantage of “passive” investing with simple, low-cost, and diverse funds. 4. Rebalance Regularly: Sell high and buy low without much effort, to keep you on track toward your goals. 5. Keep Your Fees Low: Uncover hidden fees so you don’t lose half of your wealth to Wall Street. Finn will also provide the tools you need to achieve long-term success no matter what the markets are doing or what the headlines say. So even in the face of uncertainty— such as the possible dumping of the fiduciary rule (requiring financial advisers to act in their client’s best interests) by the Trump administration—Smart Women Love Money will help you protect yourself and all of your assets for your future. Whether you have $10, $10,000, or more, it’s time to get smart about your money.


Author : Tony Robbins
Peter Mallouk
Publisher : Simon and Schuster
Release : 2017-02-28
Page : 256
Category : Business & Economics
ISBN 13 : 1501164589
Description :


Guides readers on the path to financial freedom, discussing how to not only weather but gain from fluctuations in the stock market, how to get more out of a 401k, and how to avoid paying hidden fees.


Author : Aice von Simson
Publisher :
Release : 2020-03-10
Page : 204
Category :
ISBN 13 : 9781734738377
Description :


Financial Planning is much more interesting when your advisor is naked but if you would rather yours kept their clothes on then this is the book for you. You need to organize your finances, pay down debt and plan for retirement but traditional books on these topics are dull and confusing. This one will keep you alert and on your toes with easy tips, tricks and strategies from someone who has gotten extremely close to the source.This step-by-step guide will teach you: -How to think yourself rich by adjusting your mindset for greater financial success. -That it's your financial habits that predict your success, not how much you earn.-How to optimize your debts to start saving on interest today.-How to budget while clinging onto the luxuries that matter most to you.-How to hack your credit score.-How to set up the financial essentials (safety net, savings account, retirement and investment accounts, insurance, estate plan).-And how to choose a financial advisor without Tinder.